Call reports 2013
FORTUNE BANK — 2013
What FORTUNE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 141,362,000 | 141,523,000 | 143,649,000 |
| Total loans | 108,779,000 | 103,614,000 | 106,453,000 |
| Allowance for loan losses | 1,668,000 | 1,387,000 | 1,388,000 |
| Securities available for sale | 4,985,000 | 8,213,000 | 8,154,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 121,144,000 | 120,815,000 | 123,921,000 |
| Interest-bearing deposits | 95,059,000 | 84,799,000 | 82,162,000 |
| Noninterest-bearing deposits | 26,085,000 | 36,016,000 | 41,759,000 |
| Equity capital | 19,244,000 | 19,281,000 | 19,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 1,379,000 | 2,695,000 | 4,064,000 |
| Interest expense | 121,000 | 220,000 | 305,000 |
| Net interest income | 1,258,000 | 2,475,000 | 3,759,000 |
| Noninterest income | 357,000 | 668,000 | 857,000 |
| Noninterest expense | 1,506,000 | 2,983,000 | 4,407,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 |
| Pretax income | 59,000 | 110,000 | 159,000 |
| Income tax | -2,548,000 | -2,548,000 | -2,548,000 |
| Net income | 2,607,000 | 2,658,000 | 2,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 16,706,000 | 16,748,000 | 16,821,000 |
| Total capital | 18,020,000 | 18,100,000 | 18,209,000 |
| Risk-weighted assets | 105,044,000 | 108,104,000 | 113,516,000 |