Call reports 2012
FORTUNE BANK — 2012
What FORTUNE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 134,369,000 | 133,271,000 | 135,134,000 | 143,865,000 |
| Total loans | 103,431,000 | 100,299,000 | 103,962,000 | 110,140,000 |
| Allowance for loan losses | 1,547,000 | 1,579,000 | 1,805,000 | 1,729,000 |
| Securities available for sale | 7,520,000 | 7,011,000 | 5,992,000 | 4,989,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,764,000 | 116,395,000 | 117,882,000 | 126,770,000 |
| Interest-bearing deposits | 90,885,000 | 88,787,000 | 87,683,000 | 97,734,000 |
| Noninterest-bearing deposits | 26,879,000 | 27,608,000 | 30,199,000 | 29,036,000 |
| Equity capital | 16,033,000 | 16,242,000 | 16,485,000 | 16,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,556,000 | 3,071,000 | 4,651,000 | 6,087,000 |
| Interest expense | 182,000 | 327,000 | 455,000 | 586,000 |
| Net interest income | 1,374,000 | 2,744,000 | 4,196,000 | 5,501,000 |
| Noninterest income | 675,000 | 1,094,000 | 1,549,000 | 2,011,000 |
| Noninterest expense | 1,533,000 | 3,069,000 | 4,745,000 | 6,200,000 |
| Provision for loan losses | 462,000 | 525,000 | 525,000 | 1,050,000 |
| Pretax income | 54,000 | 244,000 | 475,000 | 262,000 |
| Income tax | 0 | 0 | 0 | -296,000 |
| Net income | 54,000 | 244,000 | 475,000 | 558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,025,000 | 16,236,000 | 16,488,000 | 16,626,000 |
| Total capital | 17,284,000 | 17,435,000 | 17,741,000 | 17,932,000 |
| Risk-weighted assets | 100,424,000 | 95,561,000 | 99,722,000 | 104,119,000 |