Call reports 2011
FORTUNE BANK — 2011
What FORTUNE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 141,431,000 | 148,357,000 | 153,263,000 | 142,559,000 |
| Total loans | 109,761,000 | 106,110,000 | 102,950,000 | 105,104,000 |
| Allowance for loan losses | 2,597,000 | 2,418,000 | 1,991,000 | 1,863,000 |
| Securities available for sale | 8,525,000 | 8,544,000 | 8,029,000 | 9,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,877,000 | 132,381,000 | 137,038,000 | 125,891,000 |
| Interest-bearing deposits | 96,314,000 | 104,987,000 | 110,247,000 | 95,613,000 |
| Noninterest-bearing deposits | 29,564,000 | 27,394,000 | 26,791,000 | 30,278,000 |
| Equity capital | 14,963,000 | 15,221,000 | 15,323,000 | 15,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,573,000 | 3,152,000 | 4,744,000 | 6,337,000 |
| Interest expense | 290,000 | 569,000 | 844,000 | 1,070,000 |
| Net interest income | 1,283,000 | 2,583,000 | 3,900,000 | 5,267,000 |
| Noninterest income | 696,000 | 1,193,000 | 1,507,000 | 1,978,000 |
| Noninterest expense | 1,688,000 | 3,177,000 | 4,604,000 | 6,004,000 |
| Provision for loan losses | 65,000 | 140,000 | 240,000 | 840,000 |
| Pretax income | 226,000 | 459,000 | 563,000 | 401,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 226,000 | 459,000 | 563,000 | 401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,964,000 | 15,206,000 | 15,318,000 | 15,966,000 |
| Total capital | 16,336,000 | 16,538,000 | 16,659,000 | 17,327,000 |
| Risk-weighted assets | 108,532,000 | 104,827,000 | 106,620,000 | 108,435,000 |