Call reports 2010
FORTUNE BANK — 2010
What FORTUNE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 126,218,000 | 136,979,000 | 134,689,000 | 132,143,000 |
| Total loans | 94,719,000 | 100,882,000 | 103,933,000 | 107,093,000 |
| Allowance for loan losses | 2,815,000 | 2,818,000 | 2,849,000 | 2,725,000 |
| Securities available for sale | 4,015,000 | 4,025,000 | 7,565,000 | 11,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,923,000 | 116,489,000 | 115,831,000 | 114,234,000 |
| Interest-bearing deposits | 97,502,000 | 103,890,000 | 95,067,000 | 92,175,000 |
| Noninterest-bearing deposits | 13,421,000 | 12,599,000 | 20,764,000 | 22,059,000 |
| Equity capital | 14,687,000 | 14,505,000 | 14,614,000 | 14,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,372,000 | 2,907,000 | 4,505,000 | 6,126,000 |
| Interest expense | 287,000 | 615,000 | 950,000 | 1,281,000 |
| Net interest income | 1,085,000 | 2,292,000 | 3,555,000 | 4,845,000 |
| Noninterest income | 116,000 | 241,000 | 836,000 | 1,299,000 |
| Noninterest expense | 1,269,000 | 2,671,000 | 4,351,000 | 5,928,000 |
| Provision for loan losses | 65,000 | 210,000 | 310,000 | 400,000 |
| Pretax income | -133,000 | -348,000 | -270,000 | -184,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -133,000 | -348,000 | -270,000 | -184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,686,000 | 14,494,000 | 14,600,000 | 14,717,000 |
| Total capital | 15,870,000 | 15,700,000 | 15,900,000 | 16,069,000 |
| Risk-weighted assets | 93,076,000 | 94,837,000 | 102,485,000 | 107,112,000 |