Call reports 2009
FORTUNE BANK — 2009
What FORTUNE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 84,403,000 | 94,890,000 | 117,135,000 | 118,484,000 |
| Total loans | 78,213,000 | 81,003,000 | 87,224,000 | 88,824,000 |
| Allowance for loan losses | 1,111,000 | 1,266,000 | 1,858,000 | 2,783,000 |
| Securities available for sale | 2,299,000 | 3,692,000 | 6,203,000 | 5,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,452,000 | 74,030,000 | 96,374,000 | 103,084,000 |
| Interest-bearing deposits | 56,312,000 | 60,100,000 | 78,737,000 | 90,751,000 |
| Noninterest-bearing deposits | 7,141,000 | 13,930,000 | 17,637,000 | 12,333,000 |
| Equity capital | 20,545,000 | 20,453,000 | 20,245,000 | 14,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,199,000 | 3,549,000 | 4,978,000 |
| Interest expense | 283,000 | 566,000 | 881,000 | 1,196,000 |
| Net interest income | 746,000 | 1,633,000 | 2,668,000 | 3,782,000 |
| Noninterest income | 168,000 | 389,000 | 928,000 | 1,417,000 |
| Noninterest expense | 1,162,000 | 2,251,000 | 3,417,000 | 4,624,000 |
| Provision for loan losses | 275,000 | 430,000 | 1,118,000 | 6,970,000 |
| Pretax income | -523,000 | -659,000 | -939,000 | -6,395,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -523,000 | -659,000 | -939,000 | -6,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,492,000 | 20,415,000 | 20,191,000 | 14,731,000 |
| Total capital | 21,475,000 | 21,509,000 | 21,301,000 | 15,893,000 |
| Risk-weighted assets | 78,495,000 | 87,384,000 | 88,020,000 | 91,326,000 |