Call reports 2010
WAINWRIGHT BANK & TRUST COMPANY — 2010
What WAINWRIGHT BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,047,576,000 | 1,051,812,000 | 1,025,192,000 | 1,106,395,000 |
| Total loans | 807,186,000 | 839,784,000 | 874,502,000 | 854,395,000 |
| Allowance for loan losses | 10,206,000 | 10,341,000 | 10,338,000 | 12,840,000 |
| Securities available for sale | 132,769,000 | 116,802,000 | 80,041,000 | 5,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,069,000 | 1,991,000 | 1,352,000 | 30,244,000 |
| Total deposits | 759,718,000 | 791,478,000 | 754,132,000 | 799,795,000 |
| Interest-bearing deposits | 636,306,000 | 648,455,000 | 613,921,000 | 750,436,000 |
| Noninterest-bearing deposits | 123,412,000 | 143,023,000 | 140,211,000 | 49,359,000 |
| Equity capital | 74,284,000 | 75,764,000 | 77,532,000 | 160,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,699,000 | 25,097,000 | 38,061,000 | 5,463,000 |
| Interest expense | 3,838,000 | 7,455,000 | 10,947,000 | 800,000 |
| Net interest income | 8,861,000 | 17,642,000 | 27,114,000 | 4,663,000 |
| Noninterest income | 1,335,000 | 3,136,000 | 3,824,000 | 504,000 |
| Noninterest expense | 7,378,000 | 15,228,000 | 22,874,000 | 3,707,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 13,000,000 |
| Pretax income | 2,813,000 | 5,853,000 | 8,714,000 | -11,540,000 |
| Income tax | 704,000 | 1,177,000 | 1,895,000 | -4,779,000 |
| Net income | 2,109,000 | 4,308,000 | 6,442,000 | -6,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,382,000 | 72,965,000 | 76,204,000 | 67,057,000 |
| Total capital | 85,209,000 | 87,236,000 | 90,584,000 | 81,265,000 |
| Risk-weighted assets | 705,682,000 | 741,745,000 | 750,270,000 | 732,639,000 |