Call reports 2009
WAINWRIGHT BANK & TRUST COMPANY — 2009
What WAINWRIGHT BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,050,113,000 | 1,011,922,000 | 1,009,883,000 | 1,014,476,000 |
| Total loans | 822,547,000 | 824,265,000 | 832,453,000 | 821,849,000 |
| Allowance for loan losses | 9,109,000 | 9,473,000 | 9,980,000 | 10,314,000 |
| Securities available for sale | 107,517,000 | 122,124,000 | 118,564,000 | 103,955,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,640,000 | 1,780,000 | 1,876,000 | 1,820,000 |
| Total deposits | 732,487,000 | 697,062,000 | 667,797,000 | 718,317,000 |
| Interest-bearing deposits | 626,217,000 | 570,537,000 | 546,462,000 | 594,650,000 |
| Noninterest-bearing deposits | 106,270,000 | 126,525,000 | 121,335,000 | 123,667,000 |
| Equity capital | 87,891,000 | 91,036,000 | 94,207,000 | 72,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,867,000 | 25,281,000 | 37,864,000 | 50,258,000 |
| Interest expense | 5,107,000 | 9,877,000 | 14,259,000 | 18,352,000 |
| Net interest income | 7,760,000 | 15,404,000 | 23,605,000 | 31,906,000 |
| Noninterest income | 989,000 | 3,077,000 | 4,710,000 | 5,868,000 |
| Noninterest expense | 6,768,000 | 14,317,000 | 21,483,000 | 28,866,000 |
| Provision for loan losses | 500,000 | 1,000,000 | 1,950,000 | 2,450,000 |
| Pretax income | 1,878,000 | 3,561,000 | 5,337,000 | 7,610,000 |
| Income tax | 320,000 | 429,000 | 620,000 | 1,115,000 |
| Net income | 1,558,000 | 2,955,000 | 4,540,000 | 6,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,122,000 | 92,103,000 | 92,922,000 | 69,686,000 |
| Total capital | 105,198,000 | 106,124,000 | 106,910,000 | 83,517,000 |
| Risk-weighted assets | 732,956,000 | 723,649,000 | 720,132,000 | 706,695,000 |