Call reports 2008
WAINWRIGHT BANK & TRUST COMPANY — 2008
What WAINWRIGHT BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 929,260,000 | 1,002,495,000 | 979,538,000 | 1,055,371,000 |
| Total loans | 732,198,000 | 774,791,000 | 802,504,000 | 842,036,000 |
| Allowance for loan losses | 7,813,000 | 8,449,000 | 8,370,000 | 8,736,000 |
| Securities available for sale | 142,398,000 | 130,297,000 | 102,922,000 | 137,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,310,000 | 1,186,000 | 1,100,000 | 1,698,000 |
| Total deposits | 624,094,000 | 709,083,000 | 682,816,000 | 717,424,000 |
| Interest-bearing deposits | 518,657,000 | 594,847,000 | 583,160,000 | 611,964,000 |
| Noninterest-bearing deposits | 105,437,000 | 114,236,000 | 99,656,000 | 105,460,000 |
| Equity capital | 68,511,000 | 67,355,000 | 64,084,000 | 87,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,159,000 | 26,081,000 | 39,371,000 | 52,845,000 |
| Interest expense | 6,354,000 | 12,059,000 | 17,921,000 | 23,536,000 |
| Net interest income | 6,805,000 | 14,022,000 | 21,450,000 | 29,309,000 |
| Noninterest income | 1,112,000 | 2,081,000 | 3,149,000 | 3,424,000 |
| Noninterest expense | 6,288,000 | 12,327,000 | 18,876,000 | 25,522,000 |
| Provision for loan losses | 250,000 | 1,000,000 | 1,400,000 | 1,800,000 |
| Pretax income | 1,394,000 | 2,788,000 | 2,285,000 | 3,473,000 |
| Income tax | 210,000 | 452,000 | 169,000 | 129,000 |
| Net income | 1,184,000 | 2,336,000 | 2,116,000 | 3,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,564,000 | 69,048,000 | 67,190,000 | 90,296,000 |
| Total capital | 76,577,000 | 77,697,000 | 79,900,000 | 103,992,000 |
| Risk-weighted assets | 736,758,000 | 744,446,000 | 738,700,000 | 784,403,000 |