Call reports 2007
WAINWRIGHT BANK & TRUST COMPANY — 2007
What WAINWRIGHT BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 849,385,000 | 882,739,000 | 913,006,000 | 913,695,000 |
| Total loans | 653,239,000 | 678,156,000 | 703,376,000 | 713,279,000 |
| Allowance for loan losses | 7,235,000 | 7,237,000 | 7,482,000 | 7,638,000 |
| Securities available for sale | 115,448,000 | 125,382,000 | 132,496,000 | 134,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,094,000 | 1,838,000 | 1,440,000 | 1,113,000 |
| Total deposits | 575,959,000 | 621,586,000 | 639,478,000 | 617,592,000 |
| Interest-bearing deposits | 483,332,000 | 525,421,000 | 545,138,000 | 512,663,000 |
| Noninterest-bearing deposits | 92,627,000 | 96,165,000 | 94,340,000 | 104,930,000 |
| Equity capital | 69,555,000 | 69,399,000 | 70,060,000 | 70,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 12,618,000 | 25,600,000 | 39,242,000 | 52,746,000 |
| Interest expense | 5,936,000 | 12,310,000 | 19,387,000 | 26,332,000 |
| Net interest income | 6,682,000 | 13,290,000 | 19,855,000 | 26,414,000 |
| Noninterest income | 1,896,000 | 3,158,000 | 4,157,000 | 5,287,000 |
| Noninterest expense | 5,813,000 | 11,481,000 | 17,217,000 | 23,385,000 |
| Provision for loan losses | 250,000 | 250,000 | 500,000 | 700,000 |
| Pretax income | 2,485,000 | 4,687,000 | 6,265,000 | 7,589,000 |
| Income tax | 646,000 | 1,130,000 | 1,394,000 | 1,553,000 |
| Net income | 1,839,000 | 3,557,000 | 4,871,000 | 6,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,751,000 | 70,274,000 | 70,626,000 | 71,092,000 |
| Total capital | 77,186,000 | 77,711,000 | 78,308,000 | 78,930,000 |
| Risk-weighted assets | 693,592,000 | 721,707,000 | 734,882,000 | 740,511,000 |