Call reports 2006
WAINWRIGHT BANK & TRUST COMPANY — 2006
What WAINWRIGHT BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 787,116,000 | 791,999,000 | 816,227,000 | 811,704,000 |
| Total loans | 595,049,000 | 598,839,000 | 620,133,000 | 636,499,000 |
| Allowance for loan losses | 6,183,000 | 6,284,000 | 6,783,000 | 6,984,000 |
| Securities available for sale | 115,070,000 | 106,938,000 | 106,784,000 | 111,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,534,000 | 2,473,000 | 2,170,000 | 2,226,000 |
| Total deposits | 522,764,000 | 598,321,000 | 575,091,000 | 582,048,000 |
| Interest-bearing deposits | 428,031,000 | 501,232,000 | 481,496,000 | 486,111,000 |
| Noninterest-bearing deposits | 94,733,000 | 97,089,000 | 93,595,000 | 95,937,000 |
| Equity capital | 65,616,000 | 65,137,000 | 67,195,000 | 67,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,900,000 | 22,187,000 | 33,846,000 | 45,981,000 |
| Interest expense | 3,891,000 | 8,015,000 | 12,694,000 | 18,279,000 |
| Net interest income | 7,009,000 | 14,172,000 | 21,152,000 | 27,702,000 |
| Noninterest income | 1,464,000 | 2,695,000 | 4,325,000 | 6,319,000 |
| Noninterest expense | 6,016,000 | 11,954,000 | 17,562,000 | 23,470,000 |
| Provision for loan losses | 125,000 | 225,000 | 675,000 | 875,000 |
| Pretax income | 2,332,000 | 4,688,000 | 7,240,000 | 9,606,000 |
| Income tax | 647,000 | 1,295,000 | 1,992,000 | 2,632,000 |
| Net income | 1,685,000 | 3,393,000 | 5,248,000 | 6,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,278,000 | 66,609,000 | 67,699,000 | 68,366,000 |
| Total capital | 72,661,000 | 73,093,000 | 74,682,000 | 75,550,000 |
| Risk-weighted assets | 619,811,000 | 621,781,000 | 652,922,000 | 664,769,000 |