Call reports 2002
WAINWRIGHT BANK & TRUST COMPANY — 2002
What WAINWRIGHT BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 488,698,000 | 495,301,000 | 512,997,000 | 561,339,000 |
| Total loans | 329,290,000 | 327,273,000 | 343,952,000 | 359,721,000 |
| Allowance for loan losses | 3,814,000 | 3,910,000 | 3,965,000 | 4,047,000 |
| Securities available for sale | 117,846,000 | 115,242,000 | 105,373,000 | 111,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,399,000 | 1,440,000 | 1,155,000 | 1,038,000 |
| Total deposits | 364,563,000 | 382,767,000 | 406,644,000 | 455,236,000 |
| Interest-bearing deposits | 303,883,000 | 317,252,000 | 335,754,000 | 372,104,000 |
| Noninterest-bearing deposits | 60,680,000 | 65,514,000 | 70,890,000 | 83,132,000 |
| Equity capital | 37,213,000 | 39,134,000 | 39,544,000 | 40,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,835,000 | 15,588,000 | 23,419,000 | 31,091,000 |
| Interest expense | 2,575,000 | 4,827,000 | 7,151,000 | 9,390,000 |
| Net interest income | 5,260,000 | 10,761,000 | 16,268,000 | 21,701,000 |
| Noninterest income | 728,000 | 1,257,000 | 1,821,000 | 3,014,000 |
| Noninterest expense | 4,584,000 | 9,159,000 | 13,823,000 | 19,227,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 100,000 |
| Pretax income | 1,430,000 | 2,791,000 | 4,533,000 | 5,881,000 |
| Income tax | 352,000 | 712,000 | 1,201,000 | 1,634,000 |
| Net income | 1,078,000 | 2,079,000 | 3,332,000 | 4,247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,089,000 | 37,950,000 | 39,048,000 | 40,830,000 |
| Total capital | 41,109,000 | 42,064,000 | 43,219,000 | 45,080,000 |
| Risk-weighted assets | 377,647,000 | 374,976,000 | 397,003,000 | 419,839,000 |