Call reports 2001
WAINWRIGHT BANK & TRUST COMPANY — 2001
What WAINWRIGHT BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 472,399,000 | 470,644,000 | 470,692,000 | 492,880,000 |
| Total loans | 329,063,000 | 330,760,000 | 322,552,000 | 321,644,000 |
| Allowance for loan losses | 6,260,000 | 6,697,000 | 4,102,000 | 3,893,000 |
| Securities available for sale | 90,067,000 | 91,532,000 | 103,541,000 | 111,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,608,000 | 1,757,000 | 1,403,000 | 1,499,000 |
| Total deposits | 358,542,000 | 373,524,000 | 370,392,000 | 390,524,000 |
| Interest-bearing deposits | 306,165,000 | 320,321,000 | 313,755,000 | 330,388,000 |
| Noninterest-bearing deposits | 52,377,000 | 53,203,000 | 56,637,000 | 60,136,000 |
| Equity capital | 35,221,000 | 35,331,000 | 36,677,000 | 37,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,568,000 | 17,102,000 | 25,505,000 | 33,668,000 |
| Interest expense | 4,338,000 | 8,428,000 | 12,175,000 | 15,251,000 |
| Net interest income | 4,230,000 | 8,674,000 | 13,330,000 | 18,417,000 |
| Noninterest income | 1,137,000 | 1,911,000 | 2,271,000 | 3,068,000 |
| Noninterest expense | 3,776,000 | 7,689,000 | 11,570,000 | 16,106,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,800,000 | 1,800,000 |
| Pretax income | 1,291,000 | 2,197,000 | 2,515,000 | 3,899,000 |
| Income tax | 379,000 | 620,000 | 735,000 | 1,094,000 |
| Net income | 912,000 | 1,577,000 | 1,780,000 | 2,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,630,000 | 35,203,000 | 35,303,000 | 36,103,000 |
| Total capital | 39,580,000 | 40,114,000 | 39,611,000 | 40,196,000 |
| Risk-weighted assets | 378,436,000 | 374,933,000 | 374,403,000 | 357,430,000 |