Call reports 2026
MINERS NATIONAL BANK OF EVELETH, THE — 2026
What MINERS NATIONAL BANK OF EVELETH, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 98,188,000 | 96,602,000 |
| Total loans | 66,919,000 | 65,167,000 |
| Allowance for loan losses | 714,000 | 714,000 |
| Securities available for sale | 13,624,000 | 12,167,000 |
| Securities held to maturity | 2,425,000 | 2,354,000 |
| Trading assets | 0 | 0 |
| Total deposits | 86,168,000 | 84,361,000 |
| Interest-bearing deposits | 66,585,000 | 64,075,000 |
| Noninterest-bearing deposits | 19,583,000 | 20,286,000 |
| Equity capital | 9,290,000 | 9,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,300,000 | 2,621,000 |
| Interest expense | 339,000 | 665,000 |
| Net interest income | 961,000 | 1,956,000 |
| Noninterest income | 42,000 | 72,000 |
| Noninterest expense | 638,000 | 1,330,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 365,000 | 698,000 |
| Income tax | 104,000 | 192,000 |
| Net income | 261,000 | 506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 9,414,000 | 9,640,000 |
| Total capital | 10,006,000 | 10,218,000 |
| Risk-weighted assets | 47,244,000 | 46,117,000 |