Call reports 2025
MINERS NATIONAL BANK OF EVELETH, THE — 2025
What MINERS NATIONAL BANK OF EVELETH, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 90,283,000 | 89,105,000 | 92,561,000 | 99,466,000 |
| Total loans | 66,208,000 | 64,935,000 | 65,749,000 | 66,290,000 |
| Allowance for loan losses | 715,000 | 714,000 | 714,000 | 714,000 |
| Securities available for sale | 9,594,000 | 8,981,000 | 9,249,000 | 10,784,000 |
| Securities held to maturity | 2,398,000 | 2,305,000 | 2,247,000 | 2,553,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,015,000 | 77,603,000 | 80,857,000 | 87,705,000 |
| Interest-bearing deposits | 59,309,000 | 57,709,000 | 61,884,000 | 67,827,000 |
| Noninterest-bearing deposits | 19,706,000 | 19,894,000 | 18,973,000 | 19,878,000 |
| Equity capital | 8,608,000 | 8,817,000 | 9,041,000 | 9,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,198,000 | 2,374,000 | 3,689,000 | 5,036,000 |
| Interest expense | 291,000 | 619,000 | 970,000 | 1,296,000 |
| Net interest income | 907,000 | 1,755,000 | 2,719,000 | 3,740,000 |
| Noninterest income | 36,000 | 65,000 | 96,000 | 98,000 |
| Noninterest expense | 722,000 | 1,356,000 | 2,051,000 | 3,017,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | 206,000 | 449,000 | 749,000 | 806,000 |
| Income tax | 45,000 | 119,000 | 196,000 | 214,000 |
| Net income | 161,000 | 330,000 | 553,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,763,000 | 8,932,000 | 9,135,000 | 9,153,000 |
| Total capital | 9,334,000 | 9,499,000 | 9,712,000 | 9,729,000 |
| Risk-weighted assets | 45,508,000 | 45,243,000 | 46,045,000 | 45,915,000 |