Call reports 2013
MINERS NATIONAL BANK OF EVELETH, THE — 2013
What MINERS NATIONAL BANK OF EVELETH, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 57,146,000 | 55,947,000 | 56,220,000 | 56,545,000 |
| Total loans | 18,647,000 | 18,547,000 | 18,432,000 | 18,649,000 |
| Allowance for loan losses | 240,000 | 228,000 | 228,000 | 228,000 |
| Securities available for sale | 11,881,000 | 11,432,000 | 13,961,000 | 13,280,000 |
| Securities held to maturity | 4,773,000 | 4,729,000 | 2,423,000 | 2,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,504,000 | 50,456,000 | 50,695,000 | 50,996,000 |
| Interest-bearing deposits | 40,899,000 | 38,536,000 | 39,261,000 | 39,528,000 |
| Noninterest-bearing deposits | 10,605,000 | 11,920,000 | 11,434,000 | 11,468,000 |
| Equity capital | 5,108,000 | 4,952,000 | 4,961,000 | 5,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 404,000 | 819,000 | 1,245,000 | 1,666,000 |
| Interest expense | 44,000 | 86,000 | 127,000 | 167,000 |
| Net interest income | 360,000 | 733,000 | 1,118,000 | 1,499,000 |
| Noninterest income | 36,000 | 74,000 | 110,000 | 143,000 |
| Noninterest expense | 406,000 | 783,000 | 1,179,000 | 1,545,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -10,000 | 24,000 | 49,000 | 97,000 |
| Income tax | -13,000 | 7,000 | 1,000 | -29,000 |
| Net income | 3,000 | 17,000 | 48,000 | 126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,923,000 | 4,917,000 | 4,948,000 | 5,005,000 |
| Total capital | 5,163,000 | 5,145,000 | 5,176,000 | 5,233,000 |
| Risk-weighted assets | 23,182,000 | 23,040,000 | 22,626,000 | 22,825,000 |