Call reports 2012
MINERS NATIONAL BANK OF EVELETH, THE — 2012
What MINERS NATIONAL BANK OF EVELETH, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 49,245,000 | 48,872,000 | 53,180,000 | 60,180,000 |
| Total loans | 18,343,000 | 18,657,000 | 19,282,000 | 18,216,000 |
| Allowance for loan losses | 262,000 | 262,000 | 262,000 | 240,000 |
| Securities available for sale | 14,217,000 | 12,797,000 | 11,455,000 | 12,962,000 |
| Securities held to maturity | 2,220,000 | 3,591,000 | 3,576,000 | 4,431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,704,000 | 43,288,000 | 47,503,000 | 54,546,000 |
| Interest-bearing deposits | 34,224,000 | 33,292,000 | 38,257,000 | 41,799,000 |
| Noninterest-bearing deposits | 9,480,000 | 9,996,000 | 9,246,000 | 12,747,000 |
| Equity capital | 5,022,000 | 5,049,000 | 5,110,000 | 5,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 458,000 | 884,000 | 1,333,000 | 1,762,000 |
| Interest expense | 62,000 | 123,000 | 181,000 | 233,000 |
| Net interest income | 396,000 | 761,000 | 1,152,000 | 1,529,000 |
| Noninterest income | 43,000 | 84,000 | 122,000 | 159,000 |
| Noninterest expense | 428,000 | 784,000 | 1,168,000 | 1,602,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 61,000 | 106,000 | 86,000 |
| Income tax | -32,000 | -14,000 | -11,000 | -37,000 |
| Net income | 43,000 | 75,000 | 117,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,881,000 | 4,893,000 | 4,935,000 | 4,920,000 |
| Total capital | 5,143,000 | 5,155,000 | 5,197,000 | 5,160,000 |
| Risk-weighted assets | 21,518,000 | 21,923,000 | 22,426,000 | 22,845,000 |