Call reports 2011
MINERS NATIONAL BANK OF EVELETH, THE — 2011
What MINERS NATIONAL BANK OF EVELETH, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 45,820,000 | 46,897,000 | 50,687,000 | 49,874,000 |
| Total loans | 19,102,000 | 18,553,000 | 18,092,000 | 17,801,000 |
| Allowance for loan losses | 262,000 | 262,000 | 262,000 | 262,000 |
| Securities available for sale | 11,820,000 | 12,846,000 | 13,325,000 | 14,990,000 |
| Securities held to maturity | 1,578,000 | 1,549,000 | 1,500,000 | 2,286,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,624,000 | 41,550,000 | 45,133,000 | 44,381,000 |
| Interest-bearing deposits | 32,990,000 | 33,888,000 | 35,966,000 | 35,221,000 |
| Noninterest-bearing deposits | 7,634,000 | 7,662,000 | 9,167,000 | 9,160,000 |
| Equity capital | 4,697,000 | 4,821,000 | 4,979,000 | 4,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 911,000 | 1,376,000 | 1,817,000 |
| Interest expense | 69,000 | 143,000 | 219,000 | 286,000 |
| Net interest income | 391,000 | 768,000 | 1,157,000 | 1,531,000 |
| Noninterest income | 38,000 | 69,000 | 109,000 | 157,000 |
| Noninterest expense | 430,000 | 800,000 | 1,172,000 | 1,560,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -1,000 | 37,000 | 94,000 | 128,000 |
| Income tax | -7,000 | -7,000 | -5,000 | 4,000 |
| Net income | 6,000 | 44,000 | 99,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,770,000 | 4,808,000 | 4,863,000 | 4,838,000 |
| Total capital | 5,032,000 | 5,070,000 | 5,125,000 | 5,100,000 |
| Risk-weighted assets | 21,281,000 | 21,120,000 | 21,914,000 | 21,545,000 |