Call reports 2010
MINERS NATIONAL BANK OF EVELETH, THE — 2010
What MINERS NATIONAL BANK OF EVELETH, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 43,606,000 | 43,660,000 | 46,089,000 | 46,119,000 |
| Total loans | 19,433,000 | 20,160,000 | 20,176,000 | 19,717,000 |
| Allowance for loan losses | 258,000 | 258,000 | 252,000 | 259,000 |
| Securities available for sale | 12,930,000 | 12,160,000 | 11,937,000 | 12,495,000 |
| Securities held to maturity | 1,614,000 | 1,615,000 | 1,642,000 | 1,653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,221,000 | 38,165,000 | 40,501,000 | 40,800,000 |
| Interest-bearing deposits | 31,138,000 | 30,644,000 | 32,054,000 | 32,941,000 |
| Noninterest-bearing deposits | 7,083,000 | 7,521,000 | 8,447,000 | 7,859,000 |
| Equity capital | 4,932,000 | 4,979,000 | 5,022,000 | 4,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 989,000 | 1,474,000 | 1,959,000 |
| Interest expense | 74,000 | 148,000 | 220,000 | 292,000 |
| Net interest income | 421,000 | 841,000 | 1,254,000 | 1,667,000 |
| Noninterest income | 32,000 | 85,000 | 133,000 | 170,000 |
| Noninterest expense | 416,000 | 831,000 | 1,252,000 | 1,812,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 15,000 |
| Pretax income | 37,000 | 95,000 | 125,000 | 10,000 |
| Income tax | 10,000 | 17,000 | 9,000 | -34,000 |
| Net income | 27,000 | 78,000 | 116,000 | 44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,788,000 | 4,819,000 | 4,857,000 | 4,764,000 |
| Total capital | 5,046,000 | 5,077,000 | 5,109,000 | 5,023,000 |
| Risk-weighted assets | 21,159,000 | 21,757,000 | 22,304,000 | 21,980,000 |