Call reports 2005

MINERS NATIONAL BANK OF EVELETH, THE — 2005

Name: MINERS NATIONAL BANK OF EVELETH, THE — FFIEC call report 2005
Creator: MINERS NATIONAL BANK OF EVELETH, THE

What MINERS NATIONAL BANK OF EVELETH, THE reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fb9ac218-c06e-4cfb-b490-21ec9e2a9dd6/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	39,592,000	38,728,000	43,755,000	43,452,000
Total loans	20,026,000	20,514,000	21,759,000	20,754,000
Allowance for loan losses	323,000	331,000	309,000	314,000
Securities available for sale	13,078,000	12,138,000	13,891,000	15,255,000
Securities held to maturity	764,000	761,000	758,000	756,000
Trading assets	0	0	0	0
Total deposits	35,032,000	34,041,000	39,049,000	38,702,000
Interest-bearing deposits	28,262,000	25,853,000	31,303,000	31,688,000
Noninterest-bearing deposits	6,770,000	8,188,000	7,746,000	7,014,000
Equity capital	4,324,000	4,425,000	4,416,000	4,402,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	499,000	984,000	1,508,000	2,049,000
Interest expense	79,000	165,000	281,000	412,000
Net interest income	420,000	819,000	1,227,000	1,637,000
Noninterest income	55,000	83,000	119,000	154,000
Noninterest expense	389,000	753,000	1,139,000	1,571,000
Provision for loan losses	30,000	30,000	55,000	55,000
Pretax income	45,000	106,000	139,000	152,000
Income tax	16,000	31,000	37,000	27,000
Net income	29,000	75,000	102,000	125,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	4,456,000	4,482,000	4,509,000	4,512,000
Total capital	4,709,000	4,731,000	4,784,000	4,779,000
Risk-weighted assets	20,144,000	19,852,000	21,988,000	21,330,000