Call reports 2024
UNIBANK — 2024
What UNIBANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 594,568,000 | 572,485,000 | 569,457,000 | 522,138,000 |
| Total loans | 477,191,000 | 459,196,000 | 430,523,000 | 395,768,000 |
| Allowance for loan losses | 14,634,000 | 17,680,000 | 20,254,000 | 9,620,000 |
| Securities available for sale | 48,560,000 | 47,097,000 | 46,611,000 | 44,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 475,018,000 | 451,957,000 | 468,495,000 | 439,876,000 |
| Interest-bearing deposits | 379,247,000 | 363,049,000 | 381,467,000 | 363,436,000 |
| Noninterest-bearing deposits | 95,771,000 | 88,908,000 | 87,028,000 | 76,440,000 |
| Equity capital | 62,255,000 | 60,964,000 | 46,557,000 | 29,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,271,000 | 18,632,000 | 26,903,000 | 34,060,000 |
| Interest expense | 4,698,000 | 9,467,000 | 14,287,000 | 18,930,000 |
| Net interest income | 4,573,000 | 9,165,000 | 12,616,000 | 15,130,000 |
| Noninterest income | 369,000 | 918,000 | 1,298,000 | 1,623,000 |
| Noninterest expense | 3,313,000 | 6,557,000 | 9,850,000 | 12,884,000 |
| Provision for loan losses | 3,295,000 | 6,341,000 | 26,301,000 | 33,733,000 |
| Pretax income | 1,629,000 | 560,000 | -18,348,000 | -24,345,000 |
| Income tax | 332,000 | 74,000 | -3,904,000 | 6,643,000 |
| Net income | 1,297,000 | 486,000 | -14,444,000 | -30,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,896,000 | 59,903,000 | 41,363,000 | 31,160,000 |
| Total capital | 67,063,000 | 65,919,000 | 47,110,000 | 36,387,000 |
| Risk-weighted assets | 482,664,000 | 467,412,000 | 443,512,000 | 413,699,000 |