Call reports 2023
UNIBANK — 2023
What UNIBANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 590,043,000 | 607,134,000 | 612,106,000 | 609,906,000 |
| Total loans | 469,613,000 | 487,126,000 | 482,132,000 | 490,636,000 |
| Allowance for loan losses | 4,133,000 | 5,076,000 | 5,234,000 | 25,950,000 |
| Securities available for sale | 48,287,000 | 47,563,000 | 46,755,000 | 49,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 503,759,000 | 517,054,000 | 522,230,000 | 514,493,000 |
| Interest-bearing deposits | 392,714,000 | 409,460,000 | 416,363,000 | 414,266,000 |
| Noninterest-bearing deposits | 111,046,000 | 107,594,000 | 105,867,000 | 100,227,000 |
| Equity capital | 75,469,000 | 76,895,000 | 77,962,000 | 61,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,775,000 | 18,729,000 | 28,334,000 | 37,641,000 |
| Interest expense | 2,900,000 | 6,623,000 | 10,795,000 | 15,388,000 |
| Net interest income | 5,875,000 | 12,106,000 | 17,539,000 | 22,253,000 |
| Noninterest income | 1,201,000 | 1,702,000 | 2,651,000 | 2,885,000 |
| Noninterest expense | 3,692,000 | 7,287,000 | 10,533,000 | 12,530,000 |
| Provision for loan losses | 0 | 0 | 158,000 | 20,875,000 |
| Pretax income | 3,384,000 | 6,521,000 | 9,499,000 | -13,803,000 |
| Income tax | 640,000 | 1,397,000 | 2,010,000 | -3,109,000 |
| Net income | 2,744,000 | 5,124,000 | 7,489,000 | -10,694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,513,000 | 78,343,000 | 80,938,000 | 62,270,000 |
| Total capital | 80,646,000 | 83,419,000 | 86,172,000 | 68,782,000 |
| Risk-weighted assets | 467,788,000 | 481,762,000 | 489,437,000 | 495,989,000 |