Call reports 2022
UNIBANK — 2022
What UNIBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 479,047,000 | 522,899,000 | 551,457,000 | 586,651,000 |
| Total loans | 363,703,000 | 431,018,000 | 443,133,000 | 471,548,000 |
| Allowance for loan losses | 4,580,000 | 4,580,000 | 4,580,000 | 4,580,000 |
| Securities available for sale | 51,478,000 | 49,563,000 | 47,909,000 | 48,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,086,000 | 427,694,000 | 469,589,000 | 488,371,000 |
| Interest-bearing deposits | 291,805,000 | 313,183,000 | 345,822,000 | 370,763,000 |
| Noninterest-bearing deposits | 108,281,000 | 114,512,000 | 123,767,000 | 117,608,000 |
| Equity capital | 65,989,000 | 67,040,000 | 68,039,000 | 71,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,877,000 | 10,479,000 | 17,495,000 | 25,902,000 |
| Interest expense | 165,000 | 424,000 | 1,184,000 | 2,985,000 |
| Net interest income | 4,712,000 | 10,055,000 | 16,311,000 | 22,917,000 |
| Noninterest income | 700,000 | 1,691,000 | 2,377,000 | 3,692,000 |
| Noninterest expense | 2,817,000 | 5,863,000 | 9,038,000 | 12,616,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,595,000 | 5,883,000 | 9,650,000 | 13,993,000 |
| Income tax | 465,000 | 1,090,000 | 1,803,000 | 2,736,000 |
| Net income | 2,130,000 | 4,793,000 | 7,847,000 | 11,257,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,854,000 | 68,144,000 | 70,439,000 | 73,341,000 |
| Total capital | 70,253,000 | 72,724,000 | 75,019,000 | 77,921,000 |
| Risk-weighted assets | 351,741,000 | 420,666,000 | 433,297,000 | 460,915,000 |