Call reports 2020
UNIBANK — 2020
What UNIBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 353,880,000 | 380,390,000 | 392,964,000 | 403,875,000 |
| Total loans | 245,278,000 | 292,576,000 | 303,305,000 | 301,308,000 |
| Allowance for loan losses | 3,086,000 | 3,495,000 | 4,304,000 | 4,568,000 |
| Securities available for sale | 54,073,000 | 57,760,000 | 57,833,000 | 57,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,014,000 | 313,792,000 | 328,993,000 | 337,881,000 |
| Interest-bearing deposits | 243,624,000 | 244,718,000 | 251,480,000 | 257,920,000 |
| Noninterest-bearing deposits | 49,390,000 | 69,074,000 | 77,514,000 | 79,960,000 |
| Equity capital | 51,496,000 | 54,128,000 | 56,183,000 | 58,751,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,920,000 | 8,495,000 | 12,811,000 | 16,772,000 |
| Interest expense | 905,000 | 1,373,000 | 1,752,000 | 2,043,000 |
| Net interest income | 3,015,000 | 7,122,000 | 11,059,000 | 14,729,000 |
| Noninterest income | 1,138,000 | 1,583,000 | 2,827,000 | 4,502,000 |
| Noninterest expense | 2,356,000 | 4,691,000 | 7,109,000 | 9,935,000 |
| Provision for loan losses | 300,000 | 700,000 | 1,500,000 | 1,750,000 |
| Pretax income | 1,575,000 | 3,392,000 | 5,355,000 | 7,624,000 |
| Income tax | 174,000 | 521,000 | 893,000 | 1,325,000 |
| Net income | 1,401,000 | 2,871,000 | 4,462,000 | 6,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,986,000 | 52,551,000 | 54,254,000 | 56,111,000 |
| Total capital | 54,072,000 | 56,046,000 | 57,668,000 | 59,689,000 |
| Risk-weighted assets | 277,986,000 | 281,125,000 | 272,210,000 | 285,211,000 |