Call reports 2019
UNIBANK — 2019
What UNIBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 316,670,000 | 323,105,000 | 337,131,000 | 347,435,000 |
| Total loans | 213,400,000 | 220,077,000 | 233,286,000 | 244,189,000 |
| Allowance for loan losses | 2,387,000 | 2,504,000 | 2,720,000 | 2,776,000 |
| Securities available for sale | 47,795,000 | 46,069,000 | 46,037,000 | 48,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,397,000 | 264,593,000 | 276,910,000 | 290,040,000 |
| Interest-bearing deposits | 210,422,000 | 219,279,000 | 228,625,000 | 244,651,000 |
| Noninterest-bearing deposits | 44,975,000 | 45,314,000 | 48,285,000 | 45,389,000 |
| Equity capital | 44,853,000 | 46,882,000 | 48,302,000 | 50,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,851,000 | 7,818,000 | 12,303,000 | 16,291,000 |
| Interest expense | 899,000 | 1,841,000 | 2,822,000 | 3,782,000 |
| Net interest income | 2,952,000 | 5,977,000 | 9,481,000 | 12,509,000 |
| Noninterest income | 757,000 | 1,635,000 | 2,473,000 | 3,672,000 |
| Noninterest expense | 2,137,000 | 4,252,000 | 6,481,000 | 8,665,000 |
| Provision for loan losses | 50,000 | 150,000 | 350,000 | 390,000 |
| Pretax income | 1,522,000 | 3,361,000 | 5,274,000 | 7,277,000 |
| Income tax | 249,000 | 612,000 | 992,000 | 1,419,000 |
| Net income | 1,273,000 | 2,749,000 | 4,282,000 | 5,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,069,000 | 46,601,000 | 47,791,000 | 49,459,000 |
| Total capital | 47,456,000 | 49,105,000 | 50,511,000 | 52,235,000 |
| Risk-weighted assets | 246,263,000 | 251,919,000 | 262,803,000 | 273,059,000 |