Call reports 2018
UNIBANK — 2018
What UNIBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 282,106,000 | 288,525,000 | 296,112,000 | 304,865,000 |
| Total loans | 191,075,000 | 204,378,000 | 201,773,000 | 210,810,000 |
| Allowance for loan losses | 2,100,000 | 2,280,000 | 2,300,000 | 2,310,000 |
| Securities available for sale | 39,871,000 | 40,325,000 | 39,524,000 | 46,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,812,000 | 237,128,000 | 237,883,000 | 248,874,000 |
| Interest-bearing deposits | 196,461,000 | 196,889,000 | 195,967,000 | 210,412,000 |
| Noninterest-bearing deposits | 42,351,000 | 40,238,000 | 41,916,000 | 38,462,000 |
| Equity capital | 39,710,000 | 40,736,000 | 41,409,000 | 42,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,972,000 | 6,329,000 | 9,868,000 | 13,585,000 |
| Interest expense | 472,000 | 1,059,000 | 1,745,000 | 2,455,000 |
| Net interest income | 2,500,000 | 5,270,000 | 8,123,000 | 11,130,000 |
| Noninterest income | 396,000 | 1,310,000 | 2,156,000 | 2,423,000 |
| Noninterest expense | 1,792,000 | 3,623,000 | 5,619,000 | 7,612,000 |
| Provision for loan losses | 84,000 | 284,000 | 294,000 | 294,000 |
| Pretax income | 1,020,000 | 2,673,000 | 4,366,000 | 5,647,000 |
| Income tax | 157,000 | 480,000 | 797,000 | 1,049,000 |
| Net income | 863,000 | 2,193,000 | 3,569,000 | 4,598,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,266,000 | 41,600,000 | 42,480,000 | 43,660,000 |
| Total capital | 42,366,000 | 43,880,000 | 44,780,000 | 45,970,000 |
| Risk-weighted assets | 222,516,000 | 235,370,000 | 231,786,000 | 239,894,000 |