Call reports 2017
UNIBANK — 2017
What UNIBANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 250,176,000 | 233,488,000 | 240,110,000 | 274,028,000 |
| Total loans | 162,811,000 | 157,990,000 | 168,897,000 | 180,556,000 |
| Allowance for loan losses | 3,037,000 | 1,799,000 | 1,832,000 | 2,000,000 |
| Securities available for sale | 15,260,000 | 16,045,000 | 26,581,000 | 33,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,365,000 | 195,174,000 | 201,037,000 | 231,335,000 |
| Interest-bearing deposits | 171,023,000 | 156,460,000 | 158,166,000 | 190,988,000 |
| Noninterest-bearing deposits | 41,343,000 | 38,714,000 | 42,872,000 | 40,348,000 |
| Equity capital | 37,370,000 | 37,884,000 | 38,436,000 | 39,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,642,000 | 5,113,000 | 7,765,000 | 10,578,000 |
| Interest expense | 369,000 | 718,000 | 1,066,000 | 1,445,000 |
| Net interest income | 2,273,000 | 4,395,000 | 6,699,000 | 9,133,000 |
| Noninterest income | 278,000 | 835,000 | 925,000 | 1,619,000 |
| Noninterest expense | 1,645,000 | 3,235,000 | 4,724,000 | 6,402,000 |
| Provision for loan losses | 0 | 260,000 | 260,000 | 334,000 |
| Pretax income | 906,000 | 2,026,000 | 2,931,000 | 4,513,000 |
| Income tax | 284,000 | 494,000 | 748,000 | 956,000 |
| Net income | 622,000 | 1,532,000 | 2,183,000 | 3,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,083,000 | 37,769,000 | 38,430,000 | 39,194,000 |
| Total capital | 39,401,000 | 39,568,000 | 40,262,000 | 41,194,000 |
| Risk-weighted assets | 184,712,000 | 182,343,000 | 194,483,000 | 207,843,000 |