Call reports 2013
UNIBANK — 2013
What UNIBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 193,825,000 | 213,987,000 | 220,259,000 | 218,020,000 |
| Total loans | 146,544,000 | 168,493,000 | 170,921,000 | 166,722,000 |
| Allowance for loan losses | 2,900,000 | 2,807,000 | 2,800,000 | 2,540,000 |
| Securities available for sale | 20,898,000 | 20,724,000 | 19,003,000 | 19,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,017,000 | 156,786,000 | 174,738,000 | 174,880,000 |
| Interest-bearing deposits | 124,752,000 | 136,793,000 | 151,192,000 | 152,251,000 |
| Noninterest-bearing deposits | 20,265,000 | 19,993,000 | 23,546,000 | 22,629,000 |
| Equity capital | 30,304,000 | 30,650,000 | 31,436,000 | 32,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,311,000 | 4,828,000 | 7,529,000 | 10,610,000 |
| Interest expense | 383,000 | 767,000 | 1,174,000 | 1,546,000 |
| Net interest income | 1,928,000 | 4,061,000 | 6,355,000 | 9,064,000 |
| Noninterest income | 111,000 | 332,000 | 1,486,000 | 2,442,000 |
| Noninterest expense | 1,602,000 | 3,050,000 | 4,985,000 | 6,796,000 |
| Provision for loan losses | 4,000 | 4,000 | 308,000 | 308,000 |
| Pretax income | 433,000 | 1,339,000 | 2,548,000 | 4,402,000 |
| Income tax | 90,000 | 300,000 | 665,000 | 1,412,000 |
| Net income | 343,000 | 1,039,000 | 1,883,000 | 2,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,452,000 | 30,145,000 | 30,964,000 | 31,771,000 |
| Total capital | 31,362,000 | 32,311,000 | 33,214,000 | 34,052,000 |
| Risk-weighted assets | 151,777,000 | 172,658,000 | 179,185,000 | 182,227,000 |