Call reports 2012
UNIBANK — 2012
What UNIBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 165,342,000 | 182,609,000 | 173,349,000 | 187,896,000 |
| Total loans | 113,681,000 | 137,551,000 | 129,487,000 | 138,205,000 |
| Allowance for loan losses | 2,200,000 | 2,400,000 | 3,200,000 | 3,100,000 |
| Securities available for sale | 21,210,000 | 23,455,000 | 21,950,000 | 19,426,000 |
| Securities held to maturity | 8,850,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,710,000 | 142,247,000 | 128,527,000 | 139,302,000 |
| Interest-bearing deposits | 109,902,000 | 125,687,000 | 109,987,000 | 120,425,000 |
| Noninterest-bearing deposits | 16,808,000 | 16,560,000 | 18,541,000 | 18,877,000 |
| Equity capital | 29,436,000 | 29,008,000 | 29,670,000 | 29,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,985,000 | 4,151,000 | 6,502,000 | 8,863,000 |
| Interest expense | 517,000 | 910,000 | 1,286,000 | 1,664,000 |
| Net interest income | 1,468,000 | 3,241,000 | 5,216,000 | 7,199,000 |
| Noninterest income | 188,000 | 408,000 | 1,698,000 | 1,709,000 |
| Noninterest expense | 1,429,000 | 3,019,000 | 4,721,000 | 6,301,000 |
| Provision for loan losses | 10,000 | 207,000 | 1,107,000 | 1,089,000 |
| Pretax income | 345,000 | 1,395,000 | 2,322,000 | 2,754,000 |
| Income tax | 28,000 | 231,000 | 671,000 | 770,000 |
| Net income | 317,000 | 1,164,000 | 1,651,000 | 1,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,513,000 | 28,400,000 | 28,873,000 | 29,109,000 |
| Total capital | 30,184,000 | 30,278,000 | 30,675,000 | 30,986,000 |
| Risk-weighted assets | 133,184,000 | 149,710,000 | 142,800,000 | 148,898,000 |