Call reports 2011
UNIBANK — 2011
What UNIBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 145,128,000 | 140,469,000 | 159,945,000 | 164,912,000 |
| Total loans | 112,117,000 | 107,264,000 | 111,625,000 | 112,559,000 |
| Allowance for loan losses | 1,800,000 | 2,650,000 | 2,100,000 | 2,200,000 |
| Securities available for sale | 13,029,000 | 19,930,000 | 20,202,000 | 20,090,000 |
| Securities held to maturity | 1,500,000 | 1,500,000 | 1,500,000 | 2,547,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,432,000 | 108,406,000 | 122,173,000 | 126,558,000 |
| Interest-bearing deposits | 106,403,000 | 99,087,000 | 110,780,000 | 113,269,000 |
| Noninterest-bearing deposits | 7,029,000 | 9,320,000 | 11,393,000 | 13,289,000 |
| Equity capital | 22,653,000 | 23,056,000 | 28,643,000 | 29,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,871,000 | 3,773,000 | 5,683,000 | 7,650,000 |
| Interest expense | 550,000 | 1,129,000 | 1,702,000 | 2,254,000 |
| Net interest income | 1,321,000 | 2,644,000 | 3,981,000 | 5,396,000 |
| Noninterest income | 266,000 | 1,470,000 | 2,260,000 | 3,010,000 |
| Noninterest expense | 1,184,000 | 2,652,000 | 3,785,000 | 5,077,000 |
| Provision for loan losses | 0 | 838,000 | 1,575,000 | 1,874,000 |
| Pretax income | 403,000 | 624,000 | 881,000 | 1,455,000 |
| Income tax | 80,000 | 100,000 | 156,000 | 305,000 |
| Net income | 323,000 | 524,000 | 725,000 | 1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,448,000 | 22,634,000 | 27,779,000 | 28,184,000 |
| Total capital | 23,836,000 | 24,015,000 | 29,242,000 | 29,703,000 |
| Risk-weighted assets | 110,513,000 | 109,197,000 | 116,385,000 | 120,774,000 |