Call reports 2009
UNIBANK — 2009
What UNIBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 125,965,000 | 128,245,000 | 132,171,000 | 129,038,000 |
| Total loans | 104,239,000 | 104,980,000 | 103,971,000 | 99,613,000 |
| Allowance for loan losses | 1,365,000 | 1,500,000 | 1,975,000 | 1,640,000 |
| Securities available for sale | 9,958,000 | 8,888,000 | 16,034,000 | 14,459,000 |
| Securities held to maturity | 2,998,000 | 2,998,000 | 2,998,000 | 1,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,992,000 | 90,003,000 | 94,143,000 | 90,913,000 |
| Interest-bearing deposits | 84,512,000 | 86,423,000 | 89,719,000 | 87,303,000 |
| Noninterest-bearing deposits | 3,480,000 | 3,580,000 | 4,423,000 | 3,610,000 |
| Equity capital | 22,301,000 | 22,392,000 | 22,351,000 | 22,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,877,000 | 3,864,000 | 5,706,000 | 7,616,000 |
| Interest expense | 798,000 | 1,623,000 | 2,417,000 | 3,157,000 |
| Net interest income | 1,079,000 | 2,241,000 | 3,289,000 | 4,459,000 |
| Noninterest income | 141,000 | 318,000 | 607,000 | 946,000 |
| Noninterest expense | 947,000 | 1,879,000 | 2,808,000 | 3,622,000 |
| Provision for loan losses | 115,000 | 250,000 | 1,058,000 | 1,517,000 |
| Pretax income | 417,000 | 689,000 | 552,000 | 788,000 |
| Income tax | 164,000 | 314,000 | 344,000 | 288,000 |
| Net income | 253,000 | 375,000 | 208,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,966,000 | 22,118,000 | 22,004,000 | 22,300,000 |
| Total capital | 23,315,000 | 23,478,000 | 23,386,000 | 23,624,000 |
| Risk-weighted assets | 107,918,000 | 108,638,000 | 109,954,000 | 105,577,000 |