Call reports 2008
UNIBANK — 2008
What UNIBANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 103,825,000 | 103,192,000 | 112,431,000 | 122,568,000 |
| Total loans | 81,064,000 | 79,465,000 | 92,127,000 | 100,889,000 |
| Allowance for loan losses | 1,030,000 | 1,030,000 | 1,160,000 | 1,250,000 |
| Securities available for sale | 19,524,000 | 18,165,000 | 17,853,000 | 17,824,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,501,000 | 71,010,000 | 73,855,000 | 75,927,000 |
| Interest-bearing deposits | 65,331,000 | 68,362,000 | 70,297,000 | 72,632,000 |
| Noninterest-bearing deposits | 3,170,000 | 2,648,000 | 3,558,000 | 3,295,000 |
| Equity capital | 21,757,000 | 21,672,000 | 21,966,000 | 22,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,884,000 | 3,636,000 | 5,555,000 | 7,435,000 |
| Interest expense | 852,000 | 1,591,000 | 2,336,000 | 3,106,000 |
| Net interest income | 1,032,000 | 2,045,000 | 3,219,000 | 4,329,000 |
| Noninterest income | 140,000 | 439,000 | 639,000 | 739,000 |
| Noninterest expense | 757,000 | 1,678,000 | 2,779,000 | 4,199,000 |
| Provision for loan losses | 30,000 | 30,000 | 160,000 | 250,000 |
| Pretax income | 385,000 | 776,000 | 919,000 | 619,000 |
| Income tax | 130,000 | 290,000 | 367,000 | 263,000 |
| Net income | 255,000 | 486,000 | 552,000 | 356,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,353,000 | 21,620,000 | 21,780,000 | 21,664,000 |
| Total capital | 22,383,000 | 22,650,000 | 22,940,000 | 22,914,000 |
| Risk-weighted assets | 88,318,000 | 86,092,000 | 98,139,000 | 105,842,000 |
Machine access — free, no API key
Every figure shown here about UNIBANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.