Call reports 2026
CITIZENS COMMUNITY BANK — 2026
What CITIZENS COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 218,140,000 | 221,938,000 |
| Total loans | 136,447,000 | 136,547,000 |
| Allowance for loan losses | 1,599,000 | 1,674,000 |
| Securities available for sale | 54,007,000 | 57,940,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 196,796,000 | 200,025,000 |
| Interest-bearing deposits | 132,944,000 | 133,631,000 |
| Noninterest-bearing deposits | 63,852,000 | 66,394,000 |
| Equity capital | 14,238,000 | 14,702,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,967,000 | 5,979,000 |
| Interest expense | 845,000 | 1,717,000 |
| Net interest income | 2,122,000 | 4,262,000 |
| Noninterest income | 323,000 | 635,000 |
| Noninterest expense | 1,532,000 | 3,158,000 |
| Provision for loan losses | 90,000 | 180,000 |
| Pretax income | 833,000 | 1,569,000 |
| Income tax | 0 | 0 |
| Net income | 833,000 | 1,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 19,905,000 | 20,306,000 |
| Total capital | 21,607,000 | 22,083,000 |
| Risk-weighted assets | 148,501,000 | 149,692,000 |