Call report 2004Q4
CITIZENS COMMUNITY BANK — 2004Q4
The 22 measures CITIZENS COMMUNITY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 88,713,000 | USD | evidence → |
| Total loans | 56,991,000 | USD | evidence → |
| Allowance for loan losses | 776,000 | USD | evidence → |
| Securities available for sale | 16,514,000 | USD | evidence → |
| Securities held to maturity | 10,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 79,622,000 | USD | evidence → |
| Interest-bearing deposits | 66,657,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,965,000 | USD | evidence → |
| Equity capital | 8,955,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,221,000 | USD | evidence → |
| Interest expense | 1,460,000 | USD | evidence → |
| Net interest income | 3,761,000 | USD | evidence → |
| Noninterest income | 1,319,000 | USD | evidence → |
| Noninterest expense | 3,555,000 | USD | evidence → |
| Provision for loan losses | 330,000 | USD | evidence → |
| Pretax income | 1,195,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,195,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,799,000 | USD | evidence → |
| Total capital | 9,505,000 | USD | evidence → |
| Risk-weighted assets | 56,649,000 | USD | evidence → |