Call reports 2019
SECURITY STATE BANK — 2019
What SECURITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 296,865,000 | 306,516,000 | 302,013,000 | 304,218,000 |
| Total loans | 226,139,000 | 234,434,000 | 229,147,000 | 220,779,000 |
| Allowance for loan losses | 2,047,000 | 2,129,000 | 2,360,000 | 2,441,000 |
| Securities available for sale | 55,960,000 | 55,213,000 | 55,171,000 | 37,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,595,000 | 197,131,000 | 198,564,000 | 190,331,000 |
| Interest-bearing deposits | 158,339,000 | 165,688,000 | 164,020,000 | 152,302,000 |
| Noninterest-bearing deposits | 34,256,000 | 31,443,000 | 34,544,000 | 38,029,000 |
| Equity capital | 44,298,000 | 45,475,000 | 46,397,000 | 45,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,439,000 | 7,017,000 | 10,714,000 | 14,213,000 |
| Interest expense | 1,021,000 | 2,125,000 | 3,308,000 | 4,384,000 |
| Net interest income | 2,418,000 | 4,892,000 | 7,406,000 | 9,829,000 |
| Noninterest income | 643,000 | 1,190,000 | 1,626,000 | 1,371,000 |
| Noninterest expense | 1,276,000 | 2,582,000 | 3,980,000 | 5,444,000 |
| Provision for loan losses | 75,000 | 150,000 | 375,000 | 450,000 |
| Pretax income | 1,699,000 | 3,319,000 | 4,967,000 | 6,132,000 |
| Income tax | 385,000 | 702,000 | 1,306,000 | 1,607,000 |
| Net income | 1,314,000 | 2,617,000 | 3,661,000 | 4,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,255,000 | 44,760,000 | 45,802,000 | 45,246,000 |
| Total capital | 46,302,000 | 46,889,000 | 48,162,000 | 47,687,000 |
| Risk-weighted assets | 257,827,000 | 268,143,000 | 276,091,000 | 260,583,000 |