Call reports 2016
SECURITY STATE BANK — 2016
What SECURITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 223,248,000 | 227,105,000 | 224,357,000 | 242,469,000 |
| Total loans | 180,890,000 | 185,006,000 | 181,378,000 | 183,086,000 |
| Allowance for loan losses | 1,852,000 | 1,892,000 | 1,923,000 | 1,954,000 |
| Securities available for sale | 32,767,000 | 31,410,000 | 31,903,000 | 44,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,236,000 | 164,147,000 | 158,136,000 | 162,887,000 |
| Interest-bearing deposits | 120,299,000 | 136,521,000 | 131,892,000 | 132,738,000 |
| Noninterest-bearing deposits | 33,937,000 | 27,626,000 | 26,244,000 | 30,149,000 |
| Equity capital | 33,087,000 | 33,942,000 | 34,704,000 | 34,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,266,000 | 4,678,000 | 7,116,000 | 9,616,000 |
| Interest expense | 325,000 | 681,000 | 1,059,000 | 1,416,000 |
| Net interest income | 1,941,000 | 3,997,000 | 6,057,000 | 8,200,000 |
| Noninterest income | 288,000 | 488,000 | 630,000 | 810,000 |
| Noninterest expense | 1,101,000 | 2,191,000 | 3,270,000 | 4,400,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,080,000 | 2,234,000 | 3,348,000 | 4,535,000 |
| Income tax | 364,000 | 771,000 | 1,141,000 | 1,531,000 |
| Net income | 716,000 | 1,463,000 | 2,207,000 | 3,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,536,000 | 33,283,000 | 34,027,000 | 34,629,000 |
| Total capital | 34,388,000 | 35,175,000 | 35,950,000 | 36,583,000 |
| Risk-weighted assets | 199,167,000 | 202,992,000 | 199,137,000 | 205,501,000 |