Call reports 2015
SECURITY STATE BANK — 2015
What SECURITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 191,946,000 | 209,373,000 | 202,932,000 | 215,496,000 |
| Total loans | 147,814,000 | 164,012,000 | 154,011,000 | 168,172,000 |
| Allowance for loan losses | 1,913,000 | 1,922,000 | 1,928,000 | 1,806,000 |
| Securities available for sale | 31,493,000 | 36,323,000 | 36,957,000 | 33,871,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,882,000 | 142,038,000 | 146,353,000 | 148,626,000 |
| Interest-bearing deposits | 106,114,000 | 110,801,000 | 116,486,000 | 112,683,000 |
| Noninterest-bearing deposits | 35,768,000 | 31,237,000 | 29,867,000 | 35,943,000 |
| Equity capital | 27,487,000 | 31,565,000 | 32,278,000 | 32,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,844,000 | 3,859,000 | 6,007,000 | 8,140,000 |
| Interest expense | 204,000 | 478,000 | 785,000 | 1,083,000 |
| Net interest income | 1,640,000 | 3,381,000 | 5,222,000 | 7,057,000 |
| Noninterest income | 200,000 | 362,000 | 492,000 | 647,000 |
| Noninterest expense | 1,024,000 | 2,033,000 | 3,053,000 | 4,244,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 773,000 | 1,662,000 | 2,608,000 | 3,479,000 |
| Income tax | 272,000 | 568,000 | 893,000 | 1,172,000 |
| Net income | 501,000 | 1,094,000 | 1,715,000 | 2,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,854,000 | 31,147,000 | 31,768,000 | 31,820,000 |
| Total capital | 28,767,000 | 33,069,000 | 33,696,000 | 33,626,000 |
| Risk-weighted assets | 178,600,000 | 195,990,000 | 189,555,000 | 202,786,000 |