Call reports 2014
SECURITY STATE BANK — 2014
What SECURITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 167,643,000 | 170,967,000 | 177,314,000 | 184,988,000 |
| Total loans | 135,361,000 | 139,857,000 | 145,471,000 | 150,434,000 |
| Allowance for loan losses | 2,043,000 | 2,055,000 | 2,055,000 | 2,059,000 |
| Securities available for sale | 22,512,000 | 21,640,000 | 21,913,000 | 23,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,444,000 | 130,876,000 | 138,278,000 | 142,542,000 |
| Interest-bearing deposits | 87,404,000 | 101,417,000 | 103,672,000 | 105,440,000 |
| Noninterest-bearing deposits | 29,040,000 | 29,459,000 | 34,606,000 | 37,102,000 |
| Equity capital | 25,432,000 | 26,050,000 | 26,668,000 | 27,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,671,000 | 3,473,000 | 5,311,000 | 7,249,000 |
| Interest expense | 165,000 | 354,000 | 551,000 | 760,000 |
| Net interest income | 1,506,000 | 3,119,000 | 4,760,000 | 6,489,000 |
| Noninterest income | 246,000 | 483,000 | 888,000 | 1,052,000 |
| Noninterest expense | 1,023,000 | 2,074,000 | 3,142,000 | 4,208,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 743,000 | 1,516,000 | 2,488,000 | 3,296,000 |
| Income tax | 261,000 | 533,000 | 878,000 | 976,000 |
| Net income | 482,000 | 983,000 | 1,610,000 | 2,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,085,000 | 25,586,000 | 26,213,000 | 26,563,000 |
| Total capital | 27,054,000 | 27,613,000 | 28,268,000 | 28,622,000 |
| Risk-weighted assets | 158,427,000 | 165,141,000 | 170,609,000 | 174,078,000 |