Call reports 2013
SECURITY STATE BANK — 2013
What SECURITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 143,540,000 | 140,800,000 | 144,017,000 | 155,702,000 |
| Total loans | 107,479,000 | 108,292,000 | 112,515,000 | 118,865,000 |
| Allowance for loan losses | 2,225,000 | 2,160,000 | 2,167,000 | 2,040,000 |
| Securities available for sale | 24,045,000 | 22,232,000 | 20,839,000 | 23,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,173,000 | 106,868,000 | 107,857,000 | 110,495,000 |
| Interest-bearing deposits | 77,008,000 | 79,240,000 | 78,129,000 | 75,133,000 |
| Noninterest-bearing deposits | 31,165,000 | 27,628,000 | 29,728,000 | 35,362,000 |
| Equity capital | 24,338,000 | 24,530,000 | 24,836,000 | 24,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,520,000 | 3,056,000 | 4,604,000 | 6,195,000 |
| Interest expense | 137,000 | 244,000 | 353,000 | 497,000 |
| Net interest income | 1,383,000 | 2,812,000 | 4,251,000 | 5,698,000 |
| Noninterest income | 192,000 | 448,000 | 643,000 | 792,000 |
| Noninterest expense | 991,000 | 1,989,000 | 3,033,000 | 4,082,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 584,000 | 1,220,000 | 1,847,000 | 2,347,000 |
| Income tax | 207,000 | 433,000 | 656,000 | 832,000 |
| Net income | 377,000 | 787,000 | 1,191,000 | 1,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,132,000 | 23,979,000 | 24,332,000 | 24,376,000 |
| Total capital | 24,700,000 | 25,532,000 | 25,931,000 | 26,059,000 |
| Risk-weighted assets | 125,622,000 | 129,449,000 | 133,824,000 | 141,216,000 |