Call reports 2012
SECURITY STATE BANK — 2012
What SECURITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 145,445,000 | 141,293,000 | 140,204,000 | 145,173,000 |
| Total loans | 80,061,000 | 96,015,000 | 102,681,000 | 104,818,000 |
| Allowance for loan losses | 2,236,000 | 2,187,000 | 2,202,000 | 2,221,000 |
| Securities available for sale | 30,294,000 | 28,907,000 | 27,401,000 | 25,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,847,000 | 104,595,000 | 100,778,000 | 108,396,000 |
| Interest-bearing deposits | 80,959,000 | 73,347,000 | 70,280,000 | 73,690,000 |
| Noninterest-bearing deposits | 31,888,000 | 31,248,000 | 30,498,000 | 34,706,000 |
| Equity capital | 19,852,000 | 23,059,000 | 23,573,000 | 23,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,647,000 | 4,171,000 | 5,727,000 |
| Interest expense | 159,000 | 305,000 | 442,000 | 579,000 |
| Net interest income | 1,115,000 | 2,342,000 | 3,729,000 | 5,148,000 |
| Noninterest income | 214,000 | 605,000 | 716,000 | 928,000 |
| Noninterest expense | 1,213,000 | 2,343,000 | 3,329,000 | 4,232,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 120,000 | 608,000 | 1,011,000 | 1,714,000 |
| Income tax | 16,000 | 206,000 | 336,000 | 595,000 |
| Net income | 104,000 | 402,000 | 675,000 | 1,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,456,000 | 22,038,000 | 22,311,000 | 22,754,000 |
| Total capital | 18,800,000 | 23,518,000 | 23,848,000 | 24,333,000 |
| Risk-weighted assets | 106,604,000 | 117,714,000 | 122,317,000 | 125,686,000 |