Call reports 2010
SECURITY STATE BANK — 2010
What SECURITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 138,186,000 | 136,578,000 | 135,284,000 | 138,926,000 |
| Total loans | 96,080,000 | 95,867,000 | 96,415,000 | 97,548,000 |
| Allowance for loan losses | 4,252,000 | 3,656,000 | 3,254,000 | 3,911,000 |
| Securities available for sale | 21,868,000 | 20,786,000 | 18,797,000 | 17,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,393,000 | 105,362,000 | 104,179,000 | 105,342,000 |
| Interest-bearing deposits | 88,245,000 | 84,933,000 | 80,679,000 | 75,190,000 |
| Noninterest-bearing deposits | 19,149,000 | 20,429,000 | 23,501,000 | 30,152,000 |
| Equity capital | 17,227,000 | 17,560,000 | 17,886,000 | 18,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,679,000 | 3,350,000 | 5,020,000 | 6,661,000 |
| Interest expense | 472,000 | 875,000 | 1,256,000 | 1,563,000 |
| Net interest income | 1,207,000 | 2,475,000 | 3,764,000 | 5,098,000 |
| Noninterest income | 200,000 | 499,000 | 676,000 | 856,000 |
| Noninterest expense | 1,081,000 | 2,210,000 | 3,491,000 | 4,627,000 |
| Provision for loan losses | 100,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 226,000 | 505,000 | 641,000 | 1,019,000 |
| Income tax | 45,000 | 116,000 | 153,000 | 259,000 |
| Net income | 181,000 | 389,000 | 488,000 | 760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,675,000 | 17,954,000 | 14,982,000 | 15,254,000 |
| Total capital | 16,146,000 | 19,423,000 | 16,447,000 | 16,744,000 |
| Risk-weighted assets | 119,855,000 | 121,133,000 | 121,095,000 | 122,307,000 |