Call reports 2009
SECURITY STATE BANK — 2009
What SECURITY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 161,005,000 | 150,770,000 | 146,387,000 | 145,032,000 |
| Total loans | 110,990,000 | 102,499,000 | 103,842,000 | 97,156,000 |
| Allowance for loan losses | 3,539,000 | 3,787,000 | 4,119,000 | 4,114,000 |
| Securities available for sale | 37,423,000 | 34,931,000 | 32,839,000 | 23,422,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,822,000 | 115,398,000 | 108,376,000 | 109,432,000 |
| Interest-bearing deposits | 104,421,000 | 97,075,000 | 91,167,000 | 88,409,000 |
| Noninterest-bearing deposits | 19,401,000 | 18,322,000 | 17,210,000 | 21,023,000 |
| Equity capital | 16,566,000 | 16,544,000 | 15,566,000 | 16,862,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,198,000 | 4,377,000 | 6,087,000 | 8,155,000 |
| Interest expense | 844,000 | 1,513,000 | 2,067,000 | 2,592,000 |
| Net interest income | 1,354,000 | 2,864,000 | 4,020,000 | 5,563,000 |
| Noninterest income | 492,000 | 646,000 | 792,000 | 957,000 |
| Noninterest expense | 1,115,000 | 2,248,000 | 3,341,000 | 4,397,000 |
| Provision for loan losses | 0 | 1,450,000 | 2,950,000 | 2,950,000 |
| Pretax income | 731,000 | -188,000 | -1,519,000 | -461,000 |
| Income tax | 200,000 | -711,000 | -462,000 | -920,000 |
| Net income | 531,000 | 523,000 | -1,057,000 | 459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,646,000 | 14,638,000 | 12,835,000 | 14,258,000 |
| Total capital | 16,327,000 | 16,129,000 | 14,390,000 | 15,713,000 |
| Risk-weighted assets | 132,662,000 | 125,864,000 | 125,184,000 | 118,700,000 |