Call reports 2006
SECURITY STATE BANK — 2006
What SECURITY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 113,948,000 | 114,858,000 | 124,712,000 | 131,599,000 |
| Total loans | 62,855,000 | 63,774,000 | 76,882,000 | 85,235,000 |
| Allowance for loan losses | 3,134,000 | 3,154,000 | 3,174,000 | 3,076,000 |
| Securities available for sale | 43,704,000 | 42,589,000 | 40,887,000 | 37,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,674,000 | 87,919,000 | 93,958,000 | 103,515,000 |
| Interest-bearing deposits | 67,730,000 | 75,330,000 | 79,825,000 | 87,184,000 |
| Noninterest-bearing deposits | 13,944,000 | 12,589,000 | 14,132,000 | 16,331,000 |
| Equity capital | 20,471,000 | 19,108,000 | 19,830,000 | 20,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,697,000 | 3,436,000 | 5,381,000 | 7,626,000 |
| Interest expense | 591,000 | 1,290,000 | 2,087,000 | 2,993,000 |
| Net interest income | 1,106,000 | 2,146,000 | 3,294,000 | 4,633,000 |
| Noninterest income | 161,000 | 342,000 | 539,000 | 693,000 |
| Noninterest expense | 926,000 | 1,871,000 | 2,820,000 | 3,818,000 |
| Provision for loan losses | 0 | 0 | 0 | -125,000 |
| Pretax income | 341,000 | 618,000 | 1,014,000 | 1,640,000 |
| Income tax | 56,000 | 93,000 | 60,000 | 176,000 |
| Net income | 285,000 | 525,000 | 954,000 | 1,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,288,000 | 19,088,000 | 19,517,000 | 20,026,000 |
| Total capital | 21,254,000 | 20,133,000 | 20,731,000 | 21,339,000 |
| Risk-weighted assets | 80,663,000 | 82,532,000 | 95,600,000 | 104,380,000 |