Call reports 2005
SECURITY STATE BANK — 2005
What SECURITY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 125,507,000 | 124,421,000 | 116,457,000 | 117,661,000 |
| Total loans | 65,266,000 | 66,861,000 | 59,350,000 | 63,062,000 |
| Allowance for loan losses | 3,235,000 | 3,344,000 | 3,346,000 | 3,075,000 |
| Securities available for sale | 51,565,000 | 49,675,000 | 46,385,000 | 44,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,432,000 | 91,719,000 | 83,969,000 | 86,802,000 |
| Interest-bearing deposits | 74,207,000 | 75,999,000 | 70,783,000 | 69,690,000 |
| Noninterest-bearing deposits | 14,225,000 | 15,720,000 | 13,186,000 | 17,112,000 |
| Equity capital | 20,245,000 | 20,617,000 | 20,814,000 | 20,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,604,000 | 3,255,000 | 4,857,000 | 6,533,000 |
| Interest expense | 510,000 | 1,052,000 | 1,620,000 | 2,188,000 |
| Net interest income | 1,094,000 | 2,203,000 | 3,237,000 | 4,345,000 |
| Noninterest income | 255,000 | 513,000 | 692,000 | 900,000 |
| Noninterest expense | 898,000 | 1,836,000 | 2,805,000 | 3,763,000 |
| Provision for loan losses | 0 | 0 | 0 | -325,000 |
| Pretax income | 451,000 | 880,000 | 1,124,000 | 1,809,000 |
| Income tax | 102,000 | 318,000 | 338,000 | 521,000 |
| Net income | 349,000 | 562,000 | 786,000 | 1,288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,859,000 | 20,073,000 | 20,296,000 | 20,303,000 |
| Total capital | 20,542,000 | 20,780,000 | 20,835,000 | 21,290,000 |
| Risk-weighted assets | 84,957,000 | 87,012,000 | 78,746,000 | 82,078,000 |