Call reports 2004
SECURITY STATE BANK — 2004
What SECURITY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 142,295,000 | 138,632,000 | 135,131,000 | 130,730,000 |
| Total loans | 65,378,000 | 67,806,000 | 65,581,000 | 63,198,000 |
| Allowance for loan losses | 3,199,000 | 2,958,000 | 2,926,000 | 3,036,000 |
| Securities available for sale | 65,363,000 | 61,155,000 | 58,041,000 | 54,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,929,000 | 103,226,000 | 100,041,000 | 97,026,000 |
| Interest-bearing deposits | 93,945,000 | 89,769,000 | 87,598,000 | 76,269,000 |
| Noninterest-bearing deposits | 11,984,000 | 13,458,000 | 12,443,000 | 20,757,000 |
| Equity capital | 20,494,000 | 19,831,000 | 20,656,000 | 20,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,511,000 | 5,213,000 | 6,867,000 |
| Interest expense | 606,000 | 1,175,000 | 1,722,000 | 2,258,000 |
| Net interest income | 1,226,000 | 2,336,000 | 3,491,000 | 4,609,000 |
| Noninterest income | 263,000 | 602,000 | 780,000 | 1,073,000 |
| Noninterest expense | 1,043,000 | 2,065,000 | 3,123,000 | 4,398,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 446,000 | 873,000 | 1,148,000 | 1,284,000 |
| Income tax | 90,000 | 150,000 | 180,000 | 161,000 |
| Net income | 356,000 | 723,000 | 968,000 | 1,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,048,000 | 19,410,000 | 19,655,000 | 19,510,000 |
| Total capital | 20,181,000 | 20,571,000 | 20,781,000 | 20,181,000 |
| Risk-weighted assets | 88,372,000 | 90,824,000 | 87,983,000 | 83,844,000 |