Call reports 2002
SECURITY STATE BANK — 2002
What SECURITY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 162,249,000 | 165,831,000 | 167,649,000 | 167,143,000 |
| Total loans | 94,437,000 | 88,793,000 | 87,690,000 | 90,316,000 |
| Allowance for loan losses | 2,869,000 | 2,324,000 | 2,566,000 | 2,723,000 |
| Securities available for sale | 53,163,000 | 60,314,000 | 64,247,000 | 62,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,110,000 | 135,375,000 | 134,720,000 | 129,849,000 |
| Interest-bearing deposits | 121,006,000 | 123,921,000 | 122,364,000 | 116,436,000 |
| Noninterest-bearing deposits | 12,104,000 | 11,454,000 | 12,356,000 | 13,413,000 |
| Equity capital | 18,414,000 | 19,301,000 | 20,340,000 | 19,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,487,000 | 4,983,000 | 7,363,000 | 9,859,000 |
| Interest expense | 1,086,000 | 2,165,000 | 3,232,000 | 4,206,000 |
| Net interest income | 1,401,000 | 2,818,000 | 4,131,000 | 5,653,000 |
| Noninterest income | 289,000 | 953,000 | 1,717,000 | 1,932,000 |
| Noninterest expense | 886,000 | 1,730,000 | 2,830,000 | 4,576,000 |
| Provision for loan losses | 100,000 | 650,000 | 1,100,000 | 1,100,000 |
| Pretax income | 751,000 | 1,438,000 | 2,023,000 | 2,014,000 |
| Income tax | -114,000 | 243,000 | 211,000 | 278,000 |
| Net income | 865,000 | 1,195,000 | 1,812,000 | 1,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,871,000 | 18,081,000 | 18,698,000 | 18,022,000 |
| Total capital | 19,321,000 | 19,486,000 | 20,085,000 | 19,449,000 |
| Risk-weighted assets | 114,565,000 | 111,186,000 | 109,478,000 | 113,334,000 |