Call reports 2005
UNITED PRAIRIE BANK - NEW ULM — 2005
What UNITED PRAIRIE BANK - NEW ULM reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 31,182,000 | 32,387,000 | 32,836,000 | 33,310,000 |
| Total loans | 21,319,000 | 22,019,000 | 23,350,000 | 23,595,000 |
| Allowance for loan losses | 346,000 | 351,000 | 357,000 | 361,000 |
| Securities available for sale | 7,030,000 | 7,115,000 | 6,562,000 | 6,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,525,000 | 25,394,000 | 25,812,000 | 25,954,000 |
| Interest-bearing deposits | 23,240,000 | 23,566,000 | 24,235,000 | 24,356,000 |
| Noninterest-bearing deposits | 1,285,000 | 1,828,000 | 1,577,000 | 1,598,000 |
| Equity capital | 3,639,000 | 3,845,000 | 3,961,000 | 4,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 452,000 | 932,000 | 1,441,000 | 1,943,000 |
| Interest expense | 117,000 | 250,000 | 408,000 | 573,000 |
| Net interest income | 335,000 | 682,000 | 1,033,000 | 1,370,000 |
| Noninterest income | 50,000 | 110,000 | 160,000 | 233,000 |
| Noninterest expense | 214,000 | 433,000 | 660,000 | 990,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 165,000 | 347,000 | 515,000 | 589,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 165,000 | 347,000 | 515,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,377,000 | 2,496,000 | 2,665,000 | 2,739,000 |
| Total capital | 2,672,000 | 2,802,000 | 2,986,000 | 3,063,000 |
| Risk-weighted assets | 23,580,000 | 24,423,000 | 25,607,000 | 25,906,000 |