Call reports 2004
UNITED PRAIRIE BANK - NEW ULM — 2004
What UNITED PRAIRIE BANK - NEW ULM reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 27,727,000 | 29,486,000 | 29,807,000 | 32,081,000 |
| Total loans | 17,612,000 | 19,273,000 | 19,901,000 | 21,431,000 |
| Allowance for loan losses | 308,000 | 322,000 | 334,000 | 340,000 |
| Securities available for sale | 6,881,000 | 6,900,000 | 6,753,000 | 7,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,267,000 | 22,105,000 | 23,066,000 | 24,793,000 |
| Interest-bearing deposits | 21,361,000 | 20,986,000 | 21,525,000 | 23,765,000 |
| Noninterest-bearing deposits | 906,000 | 1,119,000 | 1,541,000 | 1,028,000 |
| Equity capital | 3,993,000 | 3,846,000 | 3,985,000 | 4,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 803,000 | 1,216,000 | 1,650,000 |
| Interest expense | 108,000 | 214,000 | 326,000 | 441,000 |
| Net interest income | 284,000 | 589,000 | 890,000 | 1,209,000 |
| Noninterest income | 47,000 | 100,000 | 154,000 | 192,000 |
| Noninterest expense | 230,000 | 440,000 | 667,000 | 905,000 |
| Provision for loan losses | 12,000 | 18,000 | 24,000 | 30,000 |
| Pretax income | 89,000 | 231,000 | 353,000 | 466,000 |
| Income tax | -149,000 | -141,000 | -134,000 | -126,000 |
| Net income | 238,000 | 372,000 | 487,000 | 592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,437,000 | 2,525,000 | 2,600,000 | 2,670,000 |
| Total capital | 2,689,000 | 2,798,000 | 2,878,000 | 2,957,000 |
| Risk-weighted assets | 20,090,000 | 21,757,000 | 22,163,000 | 22,883,000 |