Call reports 2003
UNITED PRAIRIE BANK - NEW ULM — 2003
What UNITED PRAIRIE BANK - NEW ULM reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 27,595,000 | 26,970,000 | 26,504,000 | 27,957,000 |
| Total loans | 18,952,000 | 18,424,000 | 16,769,000 | 17,471,000 |
| Allowance for loan losses | 408,000 | 442,000 | 284,000 | 296,000 |
| Securities available for sale | 5,232,000 | 4,280,000 | 5,943,000 | 6,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,508,000 | 21,636,000 | 21,100,000 | 22,487,000 |
| Interest-bearing deposits | 20,637,000 | 20,283,000 | 20,061,000 | 21,406,000 |
| Noninterest-bearing deposits | 871,000 | 1,353,000 | 1,039,000 | 1,081,000 |
| Equity capital | 3,628,000 | 3,745,000 | 3,776,000 | 3,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 451,000 | 890,000 | 1,276,000 | 1,659,000 |
| Interest expense | 117,000 | 230,000 | 337,000 | 444,000 |
| Net interest income | 334,000 | 660,000 | 939,000 | 1,215,000 |
| Noninterest income | 39,000 | 88,000 | 133,000 | 171,000 |
| Noninterest expense | 236,000 | 466,000 | 658,000 | 890,000 |
| Provision for loan losses | 72,000 | 114,000 | 126,000 | 138,000 |
| Pretax income | 65,000 | 168,000 | 288,000 | 358,000 |
| Income tax | 33,000 | 48,000 | 87,000 | 105,000 |
| Net income | 32,000 | 120,000 | 201,000 | 253,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,154,000 | 2,243,000 | 2,323,000 | 2,375,000 |
| Total capital | 2,413,000 | 2,497,000 | 2,561,000 | 2,625,000 |
| Risk-weighted assets | 20,584,000 | 20,134,000 | 18,974,000 | 19,956,000 |