Call reports 2002
UNITED PRAIRIE BANK - NEW ULM — 2002
What UNITED PRAIRIE BANK - NEW ULM reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 22,994,000 | 24,085,000 | 25,432,000 | 26,516,000 |
| Total loans | 15,851,000 | 16,904,000 | 18,605,000 | 19,638,000 |
| Allowance for loan losses | 306,000 | 345,000 | 295,000 | 361,000 |
| Securities available for sale | 4,035,000 | 3,769,000 | 3,725,000 | 3,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,841,000 | 19,886,000 | 20,590,000 | 21,342,000 |
| Interest-bearing deposits | 16,853,000 | 17,879,000 | 18,366,000 | 18,729,000 |
| Noninterest-bearing deposits | 1,988,000 | 2,007,000 | 2,224,000 | 2,613,000 |
| Equity capital | 3,475,000 | 3,547,000 | 3,646,000 | 3,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 789,000 | 1,222,000 | 1,670,000 |
| Interest expense | 127,000 | 252,000 | 378,000 | 509,000 |
| Net interest income | 268,000 | 537,000 | 844,000 | 1,161,000 |
| Noninterest income | 40,000 | 77,000 | 115,000 | 159,000 |
| Noninterest expense | 216,000 | 416,000 | 642,000 | 887,000 |
| Provision for loan losses | 117,000 | 148,000 | 180,000 | 361,000 |
| Pretax income | -25,000 | 50,000 | 137,000 | 72,000 |
| Income tax | -73,000 | -56,000 | -31,000 | -68,000 |
| Net income | 48,000 | 106,000 | 168,000 | 140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,030,000 | 2,088,000 | 2,150,000 | 2,122,000 |
| Total capital | 2,247,000 | 2,319,000 | 2,403,000 | 2,386,000 |
| Risk-weighted assets | 17,261,000 | 18,406,000 | 20,224,000 | 21,033,000 |