Call reports 2026
CITIZENS BANK, THE — 2026
What CITIZENS BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 129,788,000 | 129,201,000 |
| Total loans | 39,078,000 | 37,731,000 |
| Allowance for loan losses | 504,000 | 497,000 |
| Securities available for sale | 68,302,000 | 67,198,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 116,861,000 | 116,156,000 |
| Interest-bearing deposits | 85,117,000 | 83,350,000 |
| Noninterest-bearing deposits | 31,744,000 | 32,806,000 |
| Equity capital | 12,326,000 | 12,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,352,000 | 2,714,000 |
| Interest expense | 427,000 | 864,000 |
| Net interest income | 925,000 | 1,850,000 |
| Noninterest income | 54,000 | 103,000 |
| Noninterest expense | 505,000 | 1,044,000 |
| Provision for loan losses | 15,000 | 15,000 |
| Pretax income | 459,000 | 894,000 |
| Income tax | 102,000 | 184,000 |
| Net income | 357,000 | 710,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 15,541,000 | 15,896,000 |
| Total capital | 16,180,000 | 16,528,000 |
| Risk-weighted assets | 61,075,000 | 75,708,000 |